Roman Smolkin

What do you all think about buying extended factory warranty on the car vs paying out of pocket for future repairs? My warranty is running out within a week. Seem in Florida there is some law that prevents them from being able to discount any of the plans. Additional 4 years, 125k miles coverage with $50 deductible is about $3500 (can be financed). Seems really high to me, but the question is what are the chances of me having repair bills for more than that in the next 4 years? What's been your highest and/or average bill total for any repairs if your C-Max is out of warranty?